Employee Benefits

Frequently Asked Questions

• Who is eligible?

• What are the rates?

• What are my options?

• How do I make a change to my coverage?

• How do I contact the insurance companies directly?

Eligibility:

• You may enroll in the Office of Group Benefits (OGB) program if you are a full-time employee.

• New Employees:
  Health coverage becomes effective 30 days after the 1st of the following month.

• Late Applicants:
  Sign up by the 14th of any month and Insurance is effective the following  month. Insurance premiums are deducted from your paycheck the prior month of the effective date.

Rates:

Options:  

• PPO Preferred Provider Option

  The PPO plan is offered by Office of Group Benefits. You may contact OGB at the following website:www.groupbenefits.org

  Phone: 1-800-272-8451

• EPO Exclusive Provider Option

  You may contact this provider directly by telephone for information, or visit their website.

  United Healthcare website: http://www.myuhc.com/groups/laogb

  Phone: 1-866-336-9374

• HMO  Health Maintenance Organization

  For those state employees who prefer to receive their care through a health maintenance organization, Group Benefits offers LPPS Employees coverage through Humana. You may contact Humana  directly at 1-800-564-9159 , or visit their web site.

  Humana Health Plan
  Humana web site:http://www.humana.com

  Humana Annual Enrollment web site:

  http://apps.humana.com/egroups/stateofla/home.asp

*To obtain provider directory please go to health care organization website

*If you are not able to access websites please call 686-4219 for booklets.

Contact Information:

First Financial Group of America administers the following:

*Open enrollment for all plans other  than Health Insurance is done in November. Changes will be effective in January.

AMERICAN FIDELITY	Disability—Cancer Long Term	800-662-1113
AMER HERITAGE	—Cancer	800-521-3535
AMER UNITED LIFE	—Annuity	800-249-6269
FIRST FINANCIAL		866-541-5096
FLEX	—Medical/Dependent	800-523-8422
KMG	—Disability	800-822-1274
LINCOLN LIFE	—Life	800-254-6265
RELIASTAR	—Cancer	800-537-5024 or 800-301-6416
AMERITAS	—Dental & Vision	800-487-5553
TEXAS LIFE	—Life	800-283-9233